Monday, November 3, 2014
SMART Conference Review – Rachel Cruze
This was my first live conference with Dave Ramsey. Since I became an Endorsed Local Provider (ELP), I got in for free. Yes, that’s really nice. I didn’t know what to expect. As it turns out, I ran into several people I knew like, old high school friends, fellow church members, family friends, my dentist, old college buddies, and even my ex-girlfriend (Although I ran and hid from her so I didn’t technically “run into” her.). In the next few blogs, I will be providing a recap of the speakers and the short highlights of their topics.
The first speaker was Rachel Cruze (Dave Ramsey’s daughter) and she spoke about Smart Money Smart Kids, which is basically a book describing how her father impacted her life by raising her to be wise with her money. It was great to hear directly from her perspective and how being responsible with money, sacrificing, and delaying immediate gratification were essential parts of shaping her character. She quoted Proverbs 13:22, “A good man leaves an inheritance to his children’s children.” An inheritance isn’t always money. It’s often a legacy.
The impact her father had on her life was inspiring. I looked at it as an opportunity to do the same with my girls. It excites me to be their father and fills me with a sense of purpose to impact my girls in the same way.
Highlights:
• Teach the value of work and spending wisely.
Apparently, when kids learn that money comes from work instead of their parent’s back pocket they tend to treat money differently. What? You mean mom and dad won’t be around forever?!
• Teach your kids that they can go to college with no debt.
I’m not sure how many people in the crowd had student loans, but I’m guessing at least a couple of people said, “Now they tell me.” So what you’re saying is that going $90,000 in debt for a bachelor’s in Art History isn’t a good idea?
• Giving is the antidote for selfishness.
It’s in our nature to be selfish. In order to fight selfish tendencies, you have to train yourself to do the opposite. We know that if we want to get in shape it will require some exercising and dieting. Well, the same is true for becoming a generous person. It requires giving.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment